Financial Planner & Certified Exit Planning Advisor

Worrying about finances is not uncommon among dentists. After all, there’s so much to consider. When will you retire? Are you saving enough? How much will you need to expand and pay for equipment? What about mitigating taxes? With an emphasis on education, an analytical approach, and 25 years as a business owner, Stephanie Gumm with Horizon Advisory Group helps you make conscious and deliberate financial decisions that leave you feeling confident and in control.

Our holistic analysis starts with your dreams and values before we dive into numbers. We create an exit strategy from your practice, whether it’s 2 years down the road or 20, and look at retirement income, practice planning, tax planning, and a review of your portfolio, all through the lens of your financial goals for your practice and beyond.

We conduct a multi-point analysis of your dental practice and personal finances and present a plan with recommendations. You choose the direction you want to go and we work together to make it happen.

Financial Planning Services for Medical Arts

Cash & Liability Management

Balance short-, mid- and long-term liquidity needs with your goals and dreams so you never have to change your lifestyle.

Investment Planning

Determine the timeframe for your goals based on your risk tolerance and strive for efficiency in risk and asset allocation.

Protection Planning

Uncover any gaps in your dental business and personal coverage to protect your business and the ones you love. We believe you need to protect against what can go wrong to have the luxury of investing in what is right.

Tax Planning

Identify strategies, conduct analysis and get the critical recommendations you need to reduce future tax liabilities.

Avoid Financial Planning Mistakes

Please reach out to us anytime for a private consultation.

Stephanie R. Gumm

Stephanie has made it her mission to educate people on the importance of planning for their dreams. After watching her parents struggle in their retirement because they didn’t get the right advice or planning, she has dedicated herself to helping dental practice owners. By defining your long-term goals, Stephanie and her team at Horizon Advisory Group help to guide financial decisions that allow you to focus on your career passions.

Securities and advisory services offered through Commonwealth Financial Network ®, / , a registered investment adviser. fixed insurance products and services offered through CES Insurance Agency or Horizon Advisory Group, llc. This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, FL, GA, IA, IN, MD, MI, MN, NC, NY, SC, TX, VA. no offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services.